Lake Osceola State Bank

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Investment Opportunities IFDC common stock is not yet quoted on any exchange or quotation system at the present time. Our common stock is not listed or quoted at the present time, and there is no present public market for our common stock. We have applied through a market maker for a quotation of our common stock on the over the counter bulletin board, but there can be no assurance that it will be approved. A public market for our common stock may never develop. The over-the-counter bulletin board and the Pink Sheets are quotation systems, which allow brokers to buy and sell shares of stock quoted Aby appointment. The results are announced electronically.

This differs from a stock market, such as the NASDAQ, which actually executes trades in over-the- counter securities electronically, and which and stock exchanges, such as the New York Stock Exchange and the American Stock Exchange, which utilize brokers on a trading floor to execute buy and sell orders, which are then reported electronically. IFDC has investment opportunities from time to time, where investors are given the opportunity to participate in our business model. For more information, or to find out if you are qualified, please contact our investment relations department.

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