St Johns Bank

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Dangers Without a Will To many people, visiting a Solicitor is viewed as an expensive, time-consuming and daunting process which they often put off, which may explain why an alarming 8 out of 10 UK adults have not made a Will. If you are one of those 8 out of 10 without a will then consider whether you want to risk creating a state of affairs whereby after your death;- Your spouse receives only a fraction of your assets. Your children or grandchildren receive assets on terms you may not like. No guardians have been appointed for your children and who looks after them is often decided by the courts. Non-blood relatives, friends or cohabiting partners are completely excluded. Inheritance Tax burdens.

(with a comprehensive will Inheritance Tax can be reduced if not eliminated. burdens. (with a comprehensive will Inheritance Tax can be reduced if not eliminated. Administration expenses maybe increased. If your spouse has to go into care, your assets can be seized to pay the bill ( The Community Care Act ). ). If your surviving spouse re-marries, your children could then be excluded especially if your surviving spouse dies before their new spouse. This is explained further in the Sideways Disinheritance section. section.

Etc...... All of the above can and will happen if you do not make a Will, as Intestacy Laws shall prevail, if you don't make a Will



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